Personal banking / Financing

Your next chapter.
Let’s talk.

Explore gold-backed financing for eligible personal and business needs and solar financing for households and businesses. Murabaha Car Financing supports business vehicle purchases.

Vehicle models, paperwork and savings, from the bank’s car-financing page
From a thought
to a conversation.
Make an informed start

Your plans are personal.
The conversation should be, too.

Explore the product.
Ask the questions.
Understand the details.

The personal financing range

A starting point
for your ambitions.

Explore financing for individuals, households and businesses, with eligibility specific to each product.

Ghazanfar Bank car financing artwork
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Vehicles for businesses

Murabaha Car Financing

Shariah-compliant financing

Murabaha financing helps businesses purchase new or used vehicles at a transparent, pre-agreed cost-plus-profit price, with convenient monthly installments over 3 to 36 months.

What to know

Ghazanfar Bank offers Murabaha Car Financing, a Shariah-compliant solution designed to help businesses purchase new or used vehicles through affordable and flexible installment arrangements. Under this facility, the Bank purchases the selected vehicle and sells it to the customer at a transparent, pre-agreed cost-plus-profit price. Financing is offered at different ranges, with repayment periods of 3 to 36 months, enabling customers to own vehicles while managing their financial obligations through convenient monthly installments.

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Gold bars and jewellery, illustrating gold-backed financing
02

Individuals, entrepreneurs & businesses

Murabaha Gold-Backed Financing

Shariah-compliant financing

Murabaha financing secured by physical gold for eligible personal and business needs, particularly women-led enterprises: AFN 5,000 to AFN 1,500,000 for 3 to 36 months.

What to know

Ghazanfar Bank's Murabaha Gold-Backed Financing provides individuals, entrepreneurs, and businesses, particularly women-led enterprises, with access to Shariah-compliant financing secured by physical gold. This facility enables customers to utilize their gold assets as collateral to obtain financing for eligible personal and business needs under an approved Murabaha arrangement. Financing amounts range from AFN 5,000 to AFN 1,500,000, with flexible repayment periods of 3 to 36 months, supporting financial inclusion, entrepreneurship, and business growth.

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Solar panels at sunrise, illustrating solar financing
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Households, agriculture & businesses

Murabaha Solar Financing

Shariah-compliant financing

Murabaha financing for solar power systems, solar water pumps and irrigation equipment, starting from AFN 5,000 with repayment periods up to 60 months depending on the financing category.

What to know

Ghazanfar Bank introduces Murabaha Solar Financing, a Shariah-compliant financing solution designed to promote clean energy adoption among households, businesses, agricultural enterprises, and corporate customers. The facility supports the purchase of solar power systems, solar-powered water pumps, irrigation equipment, and other eligible solar energy solutions through flexible installment arrangements. Financing starts from AFN 5,000, with higher limits available for agricultural, enterprise, and corporate projects and repayment periods of up to 60 months, depending on the financing category. This initiative helps customers reduce energy costs, improve energy independence, and contribute to Afghanistan's sustainable economic development.

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Your next step, made clearer

Bring your plans.
We’ll start with questions.

Choose the topic you’d like to discuss. These questions can help you begin a useful conversation with the bank.

An enquiry is a first conversation, not a financing application.

Your conversation guide

Car financing

  • 01Which vehicles and applicants are eligible?
  • 02Which monthly installment arrangement suits my business?
  • 03How can my business arrange vehicle financing for 3 to 36 months?
Prepare an email enquiry

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Before you decide

Clarity comes first.

Choose your financing

Review the eligible assets and customer groups for each Murabaha product.

Understand the arrangement

Review the eligible assets, agreed profit and repayment arrangements with the bank.

Know the next step

Confirm eligibility and required documents directly with the bank before applying.

Personal Banking

Ghazanfar Bank's Personal Banking gives you secure, Shariah-compliant access to your accounts through our advanced OBDX digital platform. Manage your finances, transfer funds, and access all banking services from any device — anytime, anywhere.

Our Personal Banking Products

Explore our comprehensive range of banking products designed to support your financial journey.

Accounts

Open a Shariah-compliant Current Qard ul Hasan account, or Mudarabah Savings and Fixed Deposit Account. Enjoy zero monthly fees, free debit cards, and full online banking access — tailored for your everyday financial needs.

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Consumer Financing

Explore gold-backed financing for eligible personal and business needs and solar financing for households and businesses. Murabaha Car Financing supports business vehicle purchases.

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Service

Grow your wealth the Halal way with our Mudarabah Savings Account or Mudarabah Fixed Deposit. Earn profit-sharing returns on your deposits in full compliance with Islamic banking principles.

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Cards

Access your money anytime with our Shariah-compliant EMV debit cards. Enjoy contactless payments, free ATM withdrawals nationwide, and worldwide acceptance — with zero Riba and zero hidden fees.

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A conversation makes a difference

Let’s take your
next step together.

Our team can help you explore the options and confirm the details that matter to you.

Product information adapted from Ghazanfar Bank’s official website (opens in a new tab). Confirm current availability, charges and requirements with the bank.

GB Online

Internet Banking:

Our Internet Banking service offers you easy access to your accounts from any device—whether it's a PC, laptop, tablet, or mobile phone—anytime, anywhere. This cutting-edge solution delivers a personalized and secure banking experience, designed to meet your needs in today’s fast-paced digital world.

  • Online Account InformationCustomized Statement Generation
  • Internal Fund transfer within Ghazanfar BankScheduling Future Transfers
  • Cards & Cheque Book Request & BlockingCard blocking in case of lost cards
GB Online account dashboard and transfer screen displayed on two iPhone 17 Pro Max phones
Ghazanfar Bank’s acquisition of Bank Alfalah Afghanistan operations announcement

A Major Step in Expanding Banking Services: Ghazanfar Bank’s Acquisition of Bank Alfalah Afghanistan Operations!

This significant achievement marks a notable development in Afghanistan’s banking sector and represents a strategic step towards expanding banking operations, strengthening financial capacities, and enhancing the quality of banking services.