Make space for
the bigger picture.

The Mudarabah Fixed Deposit Account operates under the principle of Mudarabah, where the profit sharing ratio is agreed upfront between the depositor (Rab-ul-Maal) and the bank (Mudarib). The bank invests exclusively in Shariah-compliant products and calculates the performance on a yearly basis, ensuring complete compliance with Islamic Shariah principles.

No fixed profit is guaranteed. Profit (if any) is distributed based on the bank's declared yearly rate after the bank's performance calculation period. The latest announced rate for Mudarabah Deposit is 0.81% (For The Month of Apr 2025).

• The profit sharing ratio is agreed upfront between the depositor (Rab-ul-Maal) and the bank (Mudarib)
• All investments are made exclusively in Shariah-compliant products
• Account performance is calculated on a yearly basis
• Latest announced rate for Mudarabah Deposit: 0.81% (For The Month of Apr 2025)
• Profit amount will be transferred to customer accounts after tax deduction

Adult individuals, singly or jointly with other adults, can open a Mudarabah Fixed Deposit Account.

For specific eligibility requirements or special circumstances, please contact your nearest Ghazanfar Bank branch.

• Adult Individuals — Adults can open a Mudarabah Fixed Deposit Account individually in their own name.
• Joint Account Holders — Two or more adults can open and operate a Mudarabah Fixed Deposit Account jointly.
• Trusts & Societies — Trusts, societies and similar bodies approved by competent authorities may open an account.
• Approved Organizations — Other organizations approved by the competent authorities in the country are eligible to open an account.

To open your Mudarabah Fixed Deposit Account, please prepare the following documents. Having these ready will help speed up the account opening process. To open your Mudarabah Fixed Deposit Account, please prepare the following documents. Having these ready will help speed up the account opening process.

All documents must be original copies. Photocopies will be made at the branch.

• Address proof by taking Tazkira
• Identification proof such as passport, voter identity card, or identity card issued by employer
• Latest passport-size photograph
• Duly completed and signed account opening form
• Introduction by an existing Ghazanfar Bank account holder

Flexible fixed deposit with a competitive minimum investment requirement.

The minimum deposit must be maintained throughout the tenure.

• Minimum Amount — AFN 10,000 Minimum initial deposit of AFN 10,000 or USD 200. Minimum balance to maintain is AFN 10,000 or USD 200.
• Maximum Amount — No Limit No maximum deposit limit. Invest as much as you wish in your Fixed Deposit Account.

To open your Mudarabah Fixed Deposit Account, please prepare the following documents. Having these ready will help speed up the account opening process. To open your Mudarabah Fixed Deposit Account, please prepare the following documents. Having these ready will help speed up the account opening process.

All documents must be original. Photocopies will be made at the branch.

• Address proof by taking Tazkira
• Identification proof such as passport, voter identity card, or identity card issued by employer
• Latest passport-size photograph
• Duly completed and signed account opening form
• Introduction by an existing Ghazanfar Bank account holder

Flexible fixed deposit with a competitive minimum investment requirement.

The minimum deposit must be maintained throughout the tenure.

• Minimum Amount — AFN 10,000 Minimum initial deposit of AFN 10,000 or USD 200. Minimum balance to maintain is AFN 10,000 or USD 200.
• Maximum Amount — No Limit No maximum deposit limit. Invest as much as you wish in your Fixed Deposit Account.