Board of Management

A career banker working since 1983 with United Bank of India, (a premier Public Sector Bank in India) in different key areas of modern days banking. During his past 25 years of banking experience he had gained experience in working into Bank’s Operation, Credit, Trade Finance, Retail banking and International Banking Departments. In the year 2014, he joined GHAZANFAR BANK as Chief Risk Officer heading the Risk Management Department of the Bank. In the year 2016, having found his acquaintances in working with Afghanistan’s banking system and working proficiency, Board of Supervisors of the Bank nominated him for the position of Chief Executive Officer. Central Bank of Afghanistan (DAB) has approved and confirmed his position as Chief Executive Officer of the Bank. His scholastic persuasion includes a Bachelor of Commerce from St. Xavier’s College Calcutta, a Master of Commerce from Calcutta University, a Master of Business Administration from National Institute of Personnel Management and a Certified Associate of Indian Institute of Bankers.

He is a Fellow Chartered Accountant and a CAIIB. He possesses over 3 decades of experience in the Banking and Financial Services Sector. He has experience in domains such as Finance & Accounts, Treasury Management, Credit & NPA Management, Auditing, MIS & Reporting, Profit Centre Management, Client relationship management, Retail Banking, Regulatory compliance in the Banking and Financial Services Sector. He has also been in practice as a Chartered Accountant in India and has also authored manuals on different topics such as Credit & NPA Management, KYC & AML Compliance in Banks, Risk based Internal Audit, Corporate sector frauds.

Mr. Khusraw Fazli joined Ghazanfar Bank in January 2009 and held the position of Chief Compliance Officer since January’2010. He is a banking professional with almost nine years of experience in key areas of operation and compliance department. He has an MBA from UMEF University of Afghanistan. He has certificates from Euromoney Managing and Measuring of Operation Risk, Certificate from Euromoney School of Strategic Plan Management, Certificate in Best Practices in Banking, Certificate from Fleming Gulf AML/CFT Training, Certificate from NIBM Forex Dealing with Bourse Game, Certificate from NIBM Leadership for Branches Excellence, Certificate From ‘informa’ (George Washington University) IN CORPORATE GOVERNANCE BEST PRACTICE, Certificate from Marcus Evans Operational Risk Basel 1 and 2. Since May’2016 he has been elevated into the position of Chief Operation Officer of the Bank.

Mr. Ali Mushtaq was born in Pakistan and acquired the education in Peshawar by securing the degree of LLB from Peshawar University. The acquired degree assisted him to get profound knowledge of Shari’ah Law, particularly Islamic financial transactions. He left to Australia to secure Post Graduate Certificate in Business from Griffith University (Brisbane, Australia) and afterwards he also secured Post Graduate Diploma in Islamic Banking and finance from Pakistan. At his return from Australia, he joined Ghazanfar Bank (Kabul, Afghanistan) and worked in Credits & Islamic Investment Department for three years. In his tenure with Ghazanfar Bank, he successfully held the charge of Deputy Chief Credit Officer, Acting Chief Credit Officer and Head of Islamic Investments. He then joined Islamic Bank of Thailand (Bangkok, Thailand) in 2011 and discharged his responsibilities as Assistant Vice President and “Islamic Banking Specialist” for three years. He had rejoined Ghazanfar Bank in capacity of Acting Head of Islamic Banking Windows in March, 2015 and currently, he has taken the charge of Head of Islamic Banking window.