Qudratullah Rahmat – Chief Risk Officer
Mr. Rahmat has three years of risk management experience in the Central Bank, DAB and four years of academic background in teaching banking and financial risk management at Balkh University. He has obtained his Msc. Economics from the Ruhr University Bochum (Germany) and Bachelor of Economics from Balkh University. Mr. Rahmat has obtained several certificates in financial risk management from India (IRB Staff College, INGAF), Turkey (CTMB), Malaysia (Bank Negara Malaysia), and Singapore (World Bank Treasury). Mr. Rahmat was nominated by the Ghazanfar Bank Board of Supervisors as Chief Risk Officer, and following the approval Da Afghanistan Bank, joined Ghazanfar Bank in February 2016.
P.K. Agrawal - Chief Internal Audit
He is a Chartered Accountant and a CAIIB with over 3 decades of experience in Housing & Micro Finance, Implementation and Monitoring of Interest Sub-venation Scheme, Finance & Accounts, Treasury, Credit & NPA Management, Auditing, Profit Centre Management, Retail & Wholesale Banking, Regulatory Compliance (including compliance with KYC & AML guidelines) in the Banking & Financial Services sector.
He has authored manuals on topics such as “Credit & NPA Management in Banks”, “KYC & AML Compliance in Banks”, “Risk based Internal Audit in Banks”, “Financial Sector Frauds”.
He has also been associated with the Institute of Chartered Accountants of India as guest faculty and delivered lectures on topics such as "Concurrent Audit in Banks", "Disclosure requirements for Banks", "Forensic Audit and Fraud Prevention".
He has worked as Chief Internal Auditor and also as a member of Audit Committee for banks based in Afghanistan. Before taking over the position as Chief Internal Auditor, he was working with Ghazanfar Bank as “Chief Finance Officer”.