• Welcome to Ghazanfar Bank - The Financial & Banking Company

Job Location: Kabul Afghanistan Organization: Ghazanfar Bank
Nationality: Any Years of Experience: 5 - 7 Years
Employment Type: full_time Contract Duration: After approval from Central Bank ( For local applicant 5 years for expatriat two years)
Salary: As Per Bank Salary Range Gender: male/female
Vacancy Number: GB004 Education 9- Bachelor’s or Master’s in finance, accounting, finance, banking, economics, or related field.and 10- Risk management professional training or certification such as FRM/PRM desirable.
No. Of Jobs: 1 Close date: 2018-08-25

  1. Policies & Procedures

  • Propose policy implications for risk management to the BOS based on laws, regulations, and internationally accepted standards.

  • Draft, amend, improve, and propose policies and procedures for risk management.

  • Pursue the risk management objectives in line with the policies & procedures, and size & complexity of the bank business.

     

  1. Risk Measurement Tools

  • Develop and improve internal rating system for measuring risks associated with fund-based and non-fund based exposures.

  • Develop risk grading metrics for country risk and correspondent institutions risk.

  • Develop monitoring tools for various risks in accordance with internationally accepted norms and practices.

     

  1. Regulatory Framework & Limits

  • Setting prudential limits and thresholds based on risk appetite of the bank in the policy documents,

  • Tracking and monitoring the state of adherence to prudential limits and thresholds stipulated in the internal policies of the bank, and

  • Study on applicability of the international norms and best practices to align the practice in the local context of Afghanistan.

     

  1. Credit Risk

  • Study of exposures in respect to single party/large exposure against regulatory and policy benchmarks,

  • Study of credit concentration with respect to sector, geography, and products,

  • Periodic analysis of distressed assets and reporting to the BOS.

     

  1. Market Risk

  • Develop tools for deposit mix/liability quality analysis, including deposit concentration analysis,

  • Develop liquidity risk monitoring and reporting tools,

  • Review & study of country risk exposures against limits set, including positions of NOSTRO and correspondent banks.

  • Review & monitoring of open forex position and currency concentration.

     

  1. Operational Risk

  • Regular review and monitoring operational risk in all branches of the bank,

  • Periodic reporting of operational events to BOS and develop tools for risk identification, management, and reporting.

     

  1. Corporate Governance Risk

  • Periodic risk assessment of departments to ensure a transparent and efficient governance of the bank, including efficiency of policies, procedures, workforce capacity, and so on,

  • Provide advice to the management on potential risks in decisions made,

  • Ad hoc analysis of risks associated with the decisions made in the management level.

  1. Miscellaneous

To attend to any other matter that may not have been mentioned in this document but is otherwise required to be attended by the job holder. Besides, the Job Holder is to attend to any Bank related assignment given by CEO, Board of Supervisors or General Meeting of Share Holders.

        DAB Requirement:

Those candidates are considered qualified, whose profile matches following minimum criteria

Education

  1. Bachelor’s or Master’s in finance, accounting, finance, banking, economics, or related field.

  2. Risk management professional training or certification such as FRM/PRM desirable.

     

Experience:

  1. 5-7 years working experience in bank (preferred), rating agency or finance company as a credit or risk management officer with responsibilities that included development &/or participation in credit grading activities, portfolio management & credit review/ approval.

  2.  

  3. Or 5-7 years experience in credit/risk/fraud management in a financial institution.

  4. Previous management experience.

  5. Experience in default/ fraud management.

  6. Asset/liability management experience.

Knowledge, Skills and Abilities:

  1. Strong understanding of risk exposure calculation methods.

  2. Extensive knowledge of credit grading and rating concepts and the technical development of such underlying models as well as working knowledge of the Basel II accord.

  3. Strong analytical skills with a working knowledge in the principles of credit risk, market risk, operation risk, liquidity risk and finance.

  4. Sound knowledge of investment risk and portfolio management concepts.

  5. Understanding of other operational risks including IT security.

  6. Ability to clearly articulate and express a bank’s appetite.

  7. Knowledge of policy development principles, tools and models.


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