Ghazanfar Bank Loan and Credit Products |
|
At Ghazanfar Bank, we tailor our loan products and services to help meet and realize customers’ business goals and potential. Our approach is based on a disciplined risk culture. We conduct our business with responsibility, integrity, efficiency, transparency, fairness and confidentiality. We adopt a prudent and intelligent approach to risk-taking that appropriately measure the granting of credit on a case-by-case basis. |
Our Lending Products |
- Cash Credit Facilities
- Term Loans
|
Loan Syndication |
A mainstay of our business is raising capital on a syndicated basis to facilitate short term lending. Our typical syndicated loans are often short-term deals with terms of six months. Syndicated loans for longer periods can be arranged and terms negotiated contingent to the particular project. |
Our Basic Parameters for Pricing |
INTEREST RATE |
Fixed Rate – Set at the commencement of the contract
Variable Rate – Linked with Ghazanfar Bank Prime Lending rates |
ARRANGEMENT FEE |
Payable upon signing the Facility Documentation |
MAXIMUM TERM |
3 years |
SECURITY |
Fully-Secured, Partly-Secured and Unsecured |
|
Issuance of Import Letters of Credit (L/C) |
At Ghazanfar Bank, we offer full assistance regarding the technical handling of all your commercial business documentation. Our involvement can cover the full spectrum of your needs from inception to assisting in completing your Letters of Credit application.
Whether payable on sight or by deferred period as agreed with the beneficiary, Letters of Credit are indispensable in ensuring the security of payments in foreign commercial business.
Through competitive rates, high precision response, absolute discretion and rock solid international experience, Ghazanfar Bank eliminates potential sources of error and reduces administrative costs. |
Our L/C service spectrum includes: |
- Transfer of an Export Letter of Credit
- Issuance of a back-to-back Letter of Credit
- Guarantees
- Notification of Advice of Documentary Collections
- Opening Import Letters of Credit
- Advice and confirmation of Letters of Credit
- Advice and confirmation of Export Letters of Credit
|
Guarantees: |
We issue guarantees to various Government bodies, Autonomous bodies, NGO’s and other Department on behalf of our constituents for securing bids, performance or arranging mobilization advance. We can also consider standby guarantee for a financial performance on full cash cover basis.
|
Payment Services |
We provide a full range of payment services such as standing orders, cheque clearance, banker’s cheques, drafts and electronic funds transfer (S.W.I.F.T) payments, which can be offered as a Fast Track service executed with “same day” value.
|
Internet Banking |
We aspire to communicate clearly and succinctly with our clients. We offer an online e-Banking service as a means to making your banking life easy, convenient and controllable. Ghazanfar Bank’s Internet-Banking is activated by our clients and is accessible through the internet 24/7. Ghazanfar Bank’s Internet-Banking is available for all Ghazanfar Bank’s clients. |
For further information please contact us: |
|
